Essential Legal Documents When Turning 18

Exciting Milestone or Practical Challenges?

Turning 18 is a monumental occasion. It's a day marked by newfound freedoms and responsibilities, but it also shifts the dynamics between young adults and their parents. Once a child crosses this threshold into adulthood, parents no longer have automatic access to their child's medical, financial, and academic records. This transition is exciting, yet it introduces legal and practical challenges that shouldn't be underestimated.

Durable Power of Attorney

A Durable Power of Attorney is essential as it allows parents or guardians to manage financial matters on behalf of their child if they are unable to do so. This legal document ensures bills are paid and crucial financial decisions are made without unnecessary delays, offering a safety net in times of incapacity.

Medical Power of Attorney

A Medical Power of Attorney grants parents the ability to make medical decisions for their adult child should illness or injury occur. This can be critical in emergencies, where time is of the essence, and avoiding legal impediments can make a significant difference in care.

HIPAA Authorization

Do you know that without a HIPAA Authorization, parents won't have access to their child's medical records? This document is crucial for staying informed about your child's health, enabling you to discuss medical conditions or treatments with doctors whenever necessary.

FERPA Waiver

After turning 18, the Family Educational Rights and Privacy Act (FERPA) restricts parents' access to academic records. A FERPA Waiver allows parents still to assist with academic concerns such as grades, test results, and enrollment information, ensuring they remain involved in their child's education journey.

Taking Proactive Steps

Every state or jurisdiction may have different requirements for these documents. Remember to research specific legal obligations in your area. Consulting a legal professional can ensure the proper setup of these documents, providing peace of mind as you navigate this transition.